Strategic SMSF Diversification for Long-Term Wealth
Niraj Ajmera, a Senior Data Analyst and father of two daughters, came to BuyerBud with a clear objective: to make his Self-Managed Super Fund (SMSF) work harder for his financial future. With a super balance of $350,000 and a long-term focus on wealth preservation and growth, Niraj wanted to diversify his retirement portfolio and acquire not just one, but two investment properties within his SMSF structure.
$348,000
Equity Growth across the Portfolio
02
Properties within 2 Years
54%
Growth on First Purchase
The Challenge & The Strategy
Niraj’s goal was to effectively double the asset base within his SMSF while maintaining compliance and strong risk management. He needed a strategic approach that would allow him to acquire two high-performing properties within a short timeframe.
Working closely with Niraj, we identified high-growth areas in Queensland and Western Australia that offered both affordability and strong potential for appreciation. In 2023, Niraj successfully purchased two properties: one in Queensland for $358,000 and another in Western Australia for $495,000. This strategic diversification positioned his SMSF for sustainable growth toward his retirement goals.
The Outcome and Future Plans
Within two years, both properties appreciated significantly. The Queensland property, purchased for $358,000, is now estimated to be worth $551,000, reflecting a 54% growth. Similarly, the Western Australian property, purchased for $495,000, is now estimated at $650,000. This $348,000 equity growth across his portfolio has provided Niraj with a solid foundation for future wealth creation.
Looking ahead, Niraj plans to review his equity growth periodically and explore further investment options within or outside his SMSF to support both his family and long-term financial security. With BuyerBud by his side, he’s created a solid foundation for wealth that extends beyond retirement.
Key Takeaway
Niraj’s journey demonstrates the power of strategic planning and informed decision-making in property investment. By leveraging his SMSF and making informed investment choices, he has set himself on a path to long-term financial success.
Purchase In Queensland
-
$358,000
Purchase Price
-
2023
Purchase Year
-
$551,000
Estimated valuation 2025
Purchase In Western Australia
-
$495,000
Purchase Price
-
2023
Purchase Year
-
$650,000
Estimated valuation 2025
Real client results from our Instagram
Authentic client results showcased on our Instagram.
@buyer_bud